Master the details of daily finance
From expert, personal service to a full range of checking and savings solutions, Foundations Bank offers everything you need to help you feel good about your finances - today, and every day.
- Your Retail Private Banker can help you choose the accounts that makes sense for your deposit and payment patterns
- Benefit from competitive rates and the safety of FDIC insurance
- Use special tax-advantaged accounts to save for health expenses or build up your retirement fund
- Enjoy the convenience of banking by phone or online
Feel good about your daily financial management, with Foundations Bank checking and savings accounts that help you make the most of every dollar. Look over the accounts below, then talk with your Retail Private Banker.
Checking accounts: Reduce fees, increase potential
Choose from four Foundations Bank checking accounts-Basic, Deluxe, Plus, and Club.
| Checking Accounts |
Foundations Basic Checking |
Foundations Deluxe Checking |
Foundations Plus Checking |
Foundations Club Checking |
| Minimum to Open |
$100.00 |
$250.00 |
$500.00 |
$1,000.00 |
| Minimum to Maintain |
None |
$500.00 or $2,500.00 combined |
$1,500.00 or $5,000.00 combined |
$2,500.00 or $10,000.00 combined |
| Monthly Service Charge |
$7.50 |
$10.50 |
$12.50 |
17.50 |
| Minimum to waive service charge |
Waived Only with Direct Deposit |
$500 daily balance or $2,500 daily minimum in savings, money market, certificate or direct payment to a HELOC or mortgage with a balance of $25,000 or more |
Monthly Direct Deposit or $1500 daily balance or $5000 daily minimum in savings, money market, certificate |
$2,500 daily balance or $10,000 daily minimum in savings, money market, certificate or direct payment to a HELOC or mortgage with a balance of $50,000 or more |
| Interest Earned |
None |
None |
YES |
YES |
| Online Banking |
FREE |
FREE |
FREE |
FREE |
| Bill Payment |
FREE |
FREE |
FREE |
FREE |
| Checks per month |
15 |
Unlimited |
Unlimited |
Unlimited |
| Excess check fee |
$0.50 |
None |
None |
None |
| On Us ATM |
FREE |
FREE |
FREE |
FREE |
| Foreign ATM fee |
6 free, after 6 $2.00 |
6 free, after 6 $2.00 |
FREE |
FREE |
Savings accounts: Tuck it away for tomorrow
Choose from three Foundations Bank savings accounts: Penny Wise Passbook, Rainy Day Passbook, and Statement Savings.
| Savings Accounts |
Penny Wise Passbook |
Rainy Day Passbook |
Statement Savings |
| Minimum to Open |
$10.00 |
$250.00 |
$100.00 |
| Minimum to Maintain |
$10.00 |
$250.00 |
$100.00 |
| Monthly Service Charge |
None |
$5.00 if below minimum |
$5.00 if below minimum |
| Interest Earned |
YES |
YES |
YES |
| Excess Transaction Fee |
None |
$15.00 |
$15.00 |
| Early Closing Fee |
None |
$25.00 |
$25.00 |
Money market and CD accounts
Help your savings grow faster. Choose from tiered money market accounts, with higher rates for higher balances, and certificates of deposit, with competitive rates and flexible maturities. All Foundations Bank money market accounts and CDs are FDIC-insured.
| Money Market/IRA Money Market Account |
|
| Minimum to Open |
$1,000.00 |
| Minimum to maintain |
$750.00 |
| Monthly Service Charge |
$7.50 |
| Interest Earned |
Yes/Tiered |
| Excess Transaction Fee |
$15.00 |
| Early Closing Fee (90 days of opening) |
$25.00 |
Individual retirement account CDs
Enhance the tax advantages of an IRA with the flexibility of Foundations Bank certificates of deposit. Enjoy competitive rates and terms to fit your schedule.
Health savings accounts
Save for healthcare expenses, gain tax advantages and earn interest. Foundations Bank makes it easy, with HSAs that work just like a personal checking account. We can also help you navigate the government regulations surrounding HSAs, from insurance requirements to annual deposit amounts.
Debit cards
Your Foundations Bank VISA debit card lets you pay for purchases directly from your checking account without writing a check. Just present your card, and enjoy the convenience. Pick up an easy application for card details and benefits.
And don't miss Points 2U rewards! As a Foundations Bank debit cardholder, you're automatically enrolled in this free program—making it easy to earn points whenever you use your Foundations Bank debit card. Redeem your points for gift cards, travel benefits and valuable merchandise. For details, see www.points2U.com. Please note: clicking on this external link means you will be leaving the Foundations Bank web site. The Web site you have selected is an external one located on another server. Foundations Bank has no responsibility for any external web site. It neither endorses the information, content, presentation or accuracy nor makes any warranty, express or implied, regarding any external site.
Overdraft protection
Add this service to your Foundations Bank checking account and never bounce a check again.
Equal Housing Lender |
Member FDIC |
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