Get the solid home loans you'd expect from a bank called "Foundations"

Whether you're buying a home, building new or tapping your home equity, Foundations Bank offers financing that flexes to fit your life and your goals.

Local lending power. We make all lending decisions right here and can look at your entire situation; you don't have to fit into a box to qualify for a Foundations Bank mortgage. At the same time, our secondary mortgage partner, Amerihome Mortgage Services, gives us the capability to offer any type of mortgage on the market.

Fast answers. You always get an answer within one business day for mortgage quotes or loan prequalifications.

Solid support. We support you through the entire home loan process, from locking in a great rate to signing the closing papers.

Mortgages

All the choices are here: fixed and adjustable rate; terms of varied lengths; low or no downpayments; interest-only payments; standard and jumbo loan amounts. We keep your costs low, with no points or extra fees.

Construction loans

One loan and one closing locks you into a great rate during construction and years beyond. Take advantage of loan-to-value ratios up to 90 percent. You can make your down payment using equity instead of cash. And during construction, only interest payments are due.

Home equity loans and credit lines

Gain financial breathing room with up to 100 percent loan-to-value ratios. Choose a standard second mortgage or a line of credit with interest-only payments. There's no appraisal or title insurance required for loans of up to $100,000, minimizing closing costs. And be sure to ask about our special six-month introductory rate.

Tell us what you need

Looking for a mortgage, home equity loan, or construction loan? Contact us now to tell us what you need, and we'll answer within one business day. (Please don't include account numbers or other confidential information in your message.)