Keep your money moving – and earning

It's truer than ever in this high-tech world: Time is money. Let Foundations Bank's cash management experts help you keep all your money working for your business, all the time. Whatever services you choose, our team works with you onsite to set up your system and train your staff.

Business internet banking

Businesses of every size can reap the rewards of today's technology with this sophisticated Foundations Bank service. Manage your cash online, whenever and wherever it's convenient - with security features that let you control employee access.

Use business internet banking to:

• Look over account balances and transaction details
• Transfer funds among your business accounts
• Draw from credit lines
• Make vendor, loan and tax payments
• View check images
• Review items clearing your account today
• Place stop payment orders
• Collect customer payments
• Administer payroll
• Prevent check fraud

Our user-friendly system adds to your efficiency, and your Commercial Private Banker can help you make the most of each service.

Accounts payable and receivable

Create smart cash flow with Foundations Bank services, making timely payments while quickly gathering in funds paid to your firm.

• Remote deposit capture lets you deposit checks into your account electronically from your business. Foundations Bank provides the scanner, software and training to help you take advantage of this service. Streamline deposits, eliminate courier fees and improve deposit accounting accuracy.
• Lockbox services speed collection of accounts receivable. Every day your payments are picked up from the post office, processed and deposited to your account. Need to review a check image? You can see it online or on the CD-ROM we deliver each month.
• Automated account reconciliation saves you time and increases accuracy. Our flexible services grow with your business.

Sweep accounts

Sweep accounts move money where you need it, when you need it. Foundations Bank offers several options, including

• Regularly scheduled sweeps to pay bills, taxes or loans on a specific date
• Zero-balance accounts, where we sweep in exactly the amount necessary to cover a planned expense, such as payroll
• Target-balance sweeps, where any amount over the limit you set is used to pay down loan or credit balances or increase savings balances

Investment and funds management

Work with your Foundations Bank advisory team to determine the best use of excess cash, through sweep accounts, savings options and short- or long-term investments. We'll help you create a strategy to keep your savings - and your business - growing.

Courier services

No more trips to the bank! Let us pick up checks for deposit, while you concentrate on your business. You can schedule regular courier pickups, or take advantage of our daily on-call service.

Free cash management analysis

Are your accounts payable and receivable systems set up to give you the greatest advantage? Are you handling payroll as efficiently as possible? Is there an easier way to stay on top of tax payments?

Foundations Bank experts can help your business get a handle on cash management - and gain bottom-line benefits. We make sure we understand exactly how your business operates and what you need, then recommend enhancements to increase productivity and profitability. Schedule your free analysis right now.